Welcome, @subjectzero. We try to be courteous and cite the references supporting our statements. Feel free to participate; it is helpful for everyone. CCDW is a place where what you don't know can hurt you bad, physically and financially. Read the discussions on liability insurance. If handgunlaw.us not on your reading list, it should be. Jeff Cooper, Massad Ayoob, Rob Pincus and others are good sources.